1. First Symetra National Life Insurance Company Of New York
  2. For employers
  3. Group life and disability insurance
  4. Group disability
Group life and disability insurance

Group disability insurance

Disabling accidents or illnesses can happen to anyone. And when they do, the financial effects of being unable to work can be difficult.

Disability insurance replaces a portion of an employee's income when they are unable to work due to an illness or injury so they can focus on what matters most—recovery.

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Two coverage options

Choose one or both—whichever meets your needs

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Short-term disability insurance

Used when employees are unable to work for a shorter period of time, like after the birth of a child or a surgery.

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Long-term disability insurance

Helps when employees are out for an extended amount of time, such as a life-altering illness or injury.

Key features

You have options

Choose whether employees pay part of the premium (contributory) or you cover all of the premium costs (noncontributory).

Protect your employees and save them money

When you purchase disability insurance at our group rate, you can provide employees with coverage at a typically lower cost than individual coverage.

Additional support for your employees

Help your employees manage life’s challenges with our Symetra Support® programs:

  • Employee assistance program (EAP) and EstateGuidance®
  • Well-being coaching
  • Computerized cognitive behavioral therapy (CCBT)

Your rate may be guaranteed

Depending on your policy, your rates may be guaranteed to stay the same for as long as three years:

  • Two-year rate guarantee for short-term disability plans1
  • Three-year rate guarantee for long-term disability plans1

Want to get started?

To learn more, contact your benefits broker or consultant.

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Group disability insurance policies are insured by First Symetra National Life Insurance Company of New York, New York, NY. Mailing address: P.O. Box 34690, Seattle, WA 98124-1690. Coverage may be subject to exclusions, limitations, reductions and termination of benefit provisions.

Symetra Support® is a registered service mark of Symetra Life Insurance Company. EAP, EstateGuidance®, well-being coaching and CCBT are provided by ComPsych. Symetra Support® programs may not be available in all states. ComPsych is not affiliated with First Symetra National Life Insurance Company of New York. EstateGuidance® is a registered trademark of ComPsych Corporation.

1Underwriting and package requirements may apply.

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