Coverage starts immediately after we receive your first premium payment.
You will be notified when a PDF of your policy is available on our portal. This should happen within two business days of receiving your payment.
Many states require you to complete a signed request to change your beneficiaries. For more information, contact our Swift Customer Care Center at 1-833-447-9438, Option 3.
You have the option to designate someone who will receive critical policy notices we send to you, such as grace, lapse or reinstatement notices. For more information, click the links below, contact the Swift Customer Care Center at 1-833-447-9438, or send us a message.
Yes. You can authorize a trusted third party to have access to your policy. For more information, contact the Swift Customer Care Center at 1-833-447-9438 or send us a message.
Yes. Please contact your insurance professional or the Swift Customer Care Center at 1-833-447-9438.
You can cancel your coverage for any reason during the life of the policy if you decide you no longer want it. Contact the Swift Customer Care Center at 1-833-447-9438.
If the date you cancel is within your 30-day Free-Look Period, you will receive a full refund.
If you are outside the 30-day Free-Look Period and already paid premium that applies beyond the month of your cancellation, we will refund that unused premium. For example, if you decided to cancel in the second month of your policy but already paid the annual mode of premium, we will refund you the excess amount for the remaining months.