Group life and disability insurance
Group disability insurance with loss of medical license protection
Protect pilots and their families from an unexpected loss of income
Commercial pilots are required to hold Federal Aviation Administration (FAA) medical certifications, and even minor medical issues or medication can lead to grounding.
Symetra's group disability insurance with loss of medical license protection can help pilots replace a portion of their income when a medical issue prevents them from flying.
Read the brochure (PDF) for complete details.
Key features
Provides some income when pilots are grounded due to an injury or illness.
Assists with medical certification process after a disability.
Group life and AD&D coverage for additional financial protection.
Value-add programs that help pilots with additional life challenges.
Learn more about:
Group disability insurance with loss of medical license protection
When pilots are grounded after a disabling injury or illness, group disability insurance with loss of medical license protection can provide income that helps fill the gap between being medically able to return to work but still unable to fly due to FAA safety restrictions.
Loss of medical license group short-term disability insurance
Short-term disabilities are more common than you think. Pregnancy, digestive disorders and FAA mandated "watch and wait" periods are some of the conditions that may be covered by group short-term disability insurance with loss of medical license protection, which can provide income protection for up to the first six months of a disabling condition.
Loss of medical license group long-term disability insurance
For pilots who are grounded for an indefinite period, group long-term disability insurance with loss of medical protection can provide income protection up to normal retirement age, with flexible durations.
AeroMedical recertification services
Navigating the medical certification process can be difficult. We've partnered with Harvey Watt to offer AeroMedical recertification services that can help when a group disability insurance plan with loss of medical license protection is implemented. Pilots and management can get help with a short phone call or email to get started.
Preventative FAA medical certification assistance
Pilots have access to a network of doctors who understand FAA requirements, when to take action, and how to avoid unnecessary grounding or certification delays in the event of a health issue. Confidential advice and advocacy can help prevent small issues from becoming major grounding events.
FAA recertification advocacy and representation
Pilots receive confidential assistance from senior aviation medical examiners, flight surgeons and nurse case managers. Harvey Watt will submit cases, expedite approvals, communicate with the FAA on the pilot's behalf and handle appeals.
Time of claim
Pilots receive full, confidential guidance throughout the claim process as treatment and conditions change.
Group life and accidental death and dismemberment (AD&D)
Group life and AD&D insurance can provide pilots and their families with coverage to help secure their financial future. Symetra offers two types of coverage:
Basic group life and AD&D
Basic group life allows you to provide coverage for pilots at a cost that is typically lower than individual coverage.
Supplemental group life and AD&D
Supplemental group life gives pilots the option to purchase additional coverage based on their needs.
Symetra SupportSM programs
The value-add programs offered through Symetra's group life and disability insurance provide pilots access to programs and services that offer help when it's needed most.
Employee Assistance Program (PDF)
Next steps
To learn more, contact your benefits broker or consultant.
Group life and short- and long-term disability income policies, insured by Symetra Life Insurance Company, 777 108th Avenue NE, Suite 1200, Bellevue, WA 98004, are not available in any U.S. territory. Base policy numbers are LGC 13000 08/06 and GDC-4000 12/05.
Coverage may be subject to exclusions, limitations, reductions and termination of the benefit provisions. For costs and complete details of the coverage, contact your Symetra representative.
Harvey Watt & Company is not affiliated with any of the subsidiaries under Symetra Financial Corporation.
Travel Assistance, Identity Theft Assistance and Beneficiary Assistance programs are provided by On Call International.
Employee Assistance program, Health Care Navigation and EstateGuidance® are provided by ComPsych. Symetra SupportSM may not be available in all states. On Call and ComPsych are not affiliated with Symetra Life Insurance Company or any of its subsidiaries. EstateGuidance® is a registered trademark of ComPsych Corporation.
Not available in all states.
If you’re an employer in Arizona, please click this link to view the exclusions and limitations for group disability insurance for pilots.